The banking sector has a keen interest in continuing the successful bilateral approach with the EU. As a major export industry, the banks are reliant on market access. At present, however, the banks have only limited access to the EU market. The SBA therefore supports the conclusion of the InstA. An institutional arrangement with the EU, such as the agreement under discussion, is a decisive step towards securing existing market access, as it brings dependable processes and improved legal certainty. At the same time, the InstA creates the basis on which concrete, practicable market access solutions can be developed. The SBA very much welcomes the agreement as a whole. From the point of view of the banking sector, however, there are still certain points that need to be clarified upon signing.